The car loan from BMW Bank – find out more!

The Astro bank offers various financing options to anyone interested in purchasing a new or used BMW brand. 

There is also the option of leasing a BMW for either private or business use.

Core funding

Core funding

This is a classic car loan from Astro bank. The basic requirements for the receipt are beside the purchase of a BMW a good credit rating and a faultless credit bureau. A good credit rating is always given if the applicant has a regular income. An activity as an employee is ideal here.

If you are interested in a basic financing, you can decide for yourself whether and in what amount he would like to make a down payment for the BMW. The amount of the monthly repayment installments during the term can always be determined by the customer himself. Overall, the entire funding period can last for 12 to 120 months. The interest rate agreed upon conclusion of the contract remains valid for this car loan of Astro bank basically over the entire term and does not change. For this purpose, Astro bank also provides the guarantee. A car loan from Astro bank can be requested online as well as directly at a local Astro bank. Based on the information provided by the customer, an immediate credit decision is usually made. This is especially true for an online loan. In principle, it is also possible to secure Astro bank’s car loan against the risks of unemployment, incapacity for work and death through voluntary credit insurance.

Target financing

Target financing

This car loan from Astro bank must always be repaid in regular monthly installments. However, the rates are generally much lower than for the basic financing. This is mainly due to the fact that at the end of the funding period there is still a relatively high final installment, which can either be settled in an amount or refinanced.
Target financing can take between 18 and 60 months. It remains up to the customer, whether he wants to make a down payment for the vehicle or not. If he decides to do so, he can choose the amount of the down payment.

BMW Select

BMW Select

This is a car loan from Astro bank, with three different options at the end of the term. BMW Select can also make a down payment in any amount. This is followed by a monthly installment payment over a precisely defined period of time. This is characterized by fixed rates and fixed interest rates, which are basically not
change. At the end, the customer can then decide whether he wants to buy the vehicle, return it to the dealer or sign a contract for further financing. If he decides to return the vehicle, he can then choose a new BMW and finance it again with a car loan from Astro bank.

The big advantage of all Astro bank loans is that monthly installments and interest rates are generally much lower than car-financing by the principal bank or another branch or direct bank. The Astro bank can look for an individual and tailor-made solution for each customer and then make an individual offer. For the car loan of Astro bank, additional special repayments or early repayments are possible in most cases.